Changing Our Clients Lives – Examples of Our Positive Affects

Sheryl, my younger sister was diagnosed with early onset Alzheimer’s at the age of 55. It was heartbreaking. It is difficult. It is scary. Unfortunately it is too late to get my sister financial assistance for the future but I have peace of mind knowing that because I worked with Jack, my family will not have to worry about caring for me. I know that if this happens to me, I will be able to stay at home with my family (without burdening them with my care) for a lot longer than if I didn’t purchase Long Term Care Insurance. I’m so thankful for Jacks efforts and my family thanks him too. I only wish we learned about this before my sister was diagnosed. -Susan

My mom called me crying. What she feared happening in public, happened. My mom, the woman I looked up to my entire life, called me crying because she was no longer able to control her bladder. My mom needs some help from my dad with getting out of bed and to her walker. At night she would often have bathroom issues but that day it had happened while she was at the grocery store. I knew I had to help her more. I knew she didn’t want my dad and brother seeing her like that. So I dropped what I was doing and went to the store to get her. I cleaned her up when we got home and then we had a talk. To my great surprise, luckily, years ago, my mom and dad were smart enough to buy some kind of hybrid insurance policy. It has a life insurance aspect but also pays for someone to come to the house to take care of my mom. It was time to use it. I called Jack, had him do an audit of the policy, and got it turned on. After being approved for benefits, my mom now has a very nice lady come over to her house every morning to get her set up for the day. She even does her laundry, grocery shopping, and some light cleaning around the house!! It is a blessing that my mom and dad had the foresight to buy something like this. I’m very grateful that they did. – MaryAnn

I only have one son. He is fantastic but would be a terrible caregiver to me as I age. It was hard for me to thinking about needing help as I age but the truth is, either I’m going to die young, or live a long life and probably need some help getting around or doing errands when I’m older. Jack simply said to me, you need this. Everyone needs this. Self funding is just not a good option when we can leverage your resources with this insurance. I hate to think about even needing this insurance but at the end of the day I’m happy I have it. I sleep better knowing my son won’t have the responsibility of taking care of me and he can live his life fully without worrying about me. Thanks Jack for all of your help. -Shelia

My sister and I still don’t talk. She’s still angry at me for not helping enough with our dad. Dad got sick at 80 and lived to be 85. He was amazingly strong but needed help everyday. My sister helped him get around the house, to doctor appointments, cooked a weeks worth of meals on Sunday for him, and in the end, even changed his diapers for him. My heart breaks as I think of this time. My sister is very resentful towards me for not helping more. I feel like I did what I could but with my own kids, busy work schedule, and just everyday life I didn’t help out as much as she did. As soon as Jack started telling me about insurance that could have helped my dad, actually helped my sister, I decided I needed to look into it to save my children from the same heartbreaking headache and relationship killer that my sister and I experienced. My kids won’t face the same issues we did because I am prepared for my future…and the unexpected, or as Jack would say, “You expect to get old, so expect to need care.” – Pete

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